Get Insured
The Medicare General Enrollment Period is from January 1 to March 31 each year.
This is the time when people who missed their Initial Enrollment Period can enroll in Medicare
Marketplace open enrollment typically runs from November 1st to January 15th.
This means you can enroll in, renew, or change your health plan through the Marketplace during this time period.
American Rescue Plan Act
The American Rescue Plan (ARP) was extended through 2025, but some provisions, such as expanded tax credits, may change annually. Check HealthCare.gov for the latest updates.
Affordable Care Act (ACA)
While the ACA still encourages health insurance enrollment, the federal penalty for not having coverage was removed in 2019. Some states may still impose penalties—check HealthCare.gov for state-specific details.
What is the Difference Between Medicaid and the Health Insurance Marketplace?
As of 2025, individuals with incomes below 138% of the Federal Poverty Level (FPL) ($124,800 for a family of four) may be eligible for tax credits to help pay for health coverage. Medicaid provides comprehensive benefits and services including hospital care, outpatient care, and preventive and wellness services. Please visit the below for the latest updates:
- Medicaid.gov FPL Guidelines
- HealthCare.gov Tax Credit Eligibility
The Health Insurance Marketplace allows you to compare plans side by side and choose the best one for your needs and budget.
Where can I find more information and assistance with enrolling?
- Visit HealthCare.gov
- Call the toll-free federal help line, available 24/7, at 1.800.318.2596
How can UI Health help me?
We can answer your questions over the phone, by email, or you can schedule an appointment to get help in-person.
- Call 866.600.CARE (2273)
- Contact Financial Counselor
- Email getinsured@uic.edu
